Fraud extends far beyond financial loss. It can disrupt operations, damage reputation, increase regulatory scrutiny and erode stakeholder confidence. Understanding your organisation's fraud resilience is the first step towards strengthening governance, protecting value and building long-term organisational resilience.
A resilient organisation doesn't just respond to fraud, it establishes the governance, controls and culture needed to prevent, detect and respond effectively.
Financial Loss
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Regulatory & Legal Scrutiny
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Legal & Professional Costs
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Operational Disruption
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Reputational & Stakeholder Trust
Research consistently shows that prolonged fraud schemes result in significantly greater financial losses. Early detection, strong governance and effective fraud controls remain the most effective ways to reduce organisational exposure.
AFA helps organisations strengthen the governance, controls and culture needed to reduce fraud risk and improve the likelihood of early detection
Estimated Annual Revenue Lost
Median Occupational Fraud Loss
Months Median Detection Time
Estimated Loss After 5 Years
** Based on recognised occupational fraud research. Actual losses vary by organisation and circumstances.
**Illustrative estimate based on the interactive fraud exposure model.
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AFA evaluates the governance, controls and organisational arrangements that influence fraud resilience. Across six strategic risk categories, each assessment delivers actionable insights, prioritised recommendations and board-ready reporting to support informed decision-making.
AFA is built with 10 assessment modules organised into six strategic fraud resilience categories.
Assess leadership oversight, organisational culture, accountability, whistleblowing arrangements and governance controls to strengthen fraud resilience and support effective Board oversight.
Assess due diligence, recruitment practices, third-party governance and people-related fraud controls to reduce exposure throughout the employee and supplier lifecycle.
Evaluate financial controls, segregation of duties, transaction oversight and reporting arrangements to strengthen financial integrity and reduce opportunities for fraud.
Assess fraud prevention policies, anti-bribery measures, ethical standards and organisational accountability to strengthen compliance and reinforce a culture of integrity.
Evaluate cyber fraud controls, information security, access management and technology governance to reduce digital fraud risks and strengthen organisational resilience.
Assess incident response, investigation procedures, monitoring arrangements and organisational resilience to strengthen preparedness and support effective fraud management.
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Fraud Resilience Score
Executive Summary
Priority Recommendations
Improvement Roadmap
Board Dashboard
Governance Maturity Scores
Board-Ready Executive Report
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Every Critical Area. One Board-Ready Fraud Resilience Report.
AFA combines ten evidence-based assessment modules into a single fraud resilience framework, providing Boards and leadership teams with independent insight, prioritised recommendations and a comprehensive view of organisational fraud resilience.
Every module contributes to a comprehensive executive report, helping organisations identify vulnerabilities, prioritise improvements and strengthen fraud resilience.
Evaluates governance arrangements, leadership commitment, ethical culture, accountability, fraud policies and whistleblowing arrangements to establish a strong foundation for fraud resilience.
Assesses employee, supplier and third-party due diligence procedures to identify vulnerabilities and strengthen organisational resilience against fraud.
Evaluates fraud awareness programmes, leadership engagement and employee capability to promote a strong fraud prevention culture.
Reviews financial reporting controls, oversight and governance arrangements to strengthen financial integrity and reduce opportunities for fraud.
Assesses transaction controls, authorisation processes and financial oversight to reduce payment fraud, financial crime and operational risk.
Evaluates cyber fraud risks, digital controls, authentication, access management and emerging technology threats to strengthen cyber resilience.
Reviews fraud awareness communications, reporting channels, leadership messaging and whistleblowing arrangements to encourage a culture of accountability and reporting.
Assesses physical security measures, asset protection and operational controls to reduce opportunities for theft, misuse and unauthorised access.
Evaluates incident reporting, investigation procedures, escalation protocols and lessons learned to strengthen fraud response and continuous improvement.
Assesses anti-bribery controls, ethical standards and compliance arrangements to identify weaknesses and strengthen organisational integrity.
Whether you require a comprehensive Fraud Resilience Assessment or wish to evaluate a specific area of fraud governance, AFA provides independent insight, executive reporting and practical recommendations to strengthen governance and support informed Board decisions
Gain an independent assessment of your organisation's fraud resilience through a structured, evidence-based framework developed by Certified Fraud Examiners.
Best For : Complete fraud resilience view
*VAT may apply
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Start AssessmentNot every organisation requires a full fraud resilience assessment. Select individual modules to evaluate targeted areas of concern with evidence-based methodology.
Best For : Specific areas of concern
*VAT may apply
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Select ModuleMatch your fraud prevention goals with the right level of assessment.
Explain that fraud rarely results from a single control failure. It typically occurs where governance weaknesses, inadequate oversight and ineffective controls create opportunities that remain undetected. AFA helps identify those vulnerabilities before they are exploited.
AFA is designed for Boards, Executive Teams, Risk & Compliance functions, Internal Audit, Legal teams and organisations seeking to strengthen fraud governance, demonstrate reasonable prevention procedures and improve organisational resilience.
The assessment can be completed over multiple sessions and automatically saves progress. Depending on organisational size and the number of contributors, most assessments are completed within a few hours to several days.
The assessment benefits from input across multiple business functions, including senior leadership, finance, HR, legal, compliance, procurement, IT and operational management. AFA supports multiple named participants with role-based access.
Upon completion, you'll receive a comprehensive Fraud Resilience Dashboard together with an Executive Summary, Fraud Resilience Score, Board Themes, Fraudster Perspective, Priority Findings (where applicable), tailored recommendations and a prioritised Fraud Resilience Roadmap.
Rather than focusing solely on fraud risks, AFA evaluates the governance, leadership, culture and control environment that influence organisational fraud resilience. The framework provides Boards with practical, prioritised recommendations to strengthen resilience over time.
Yes. Organisations can complete individual assessment modules, such as Due Diligence, Cyber Fraud or Financial Reporting, where they wish to focus on specific areas of concern. A full Fraud Resilience Assessment provides the most comprehensive view, but modular assessments offer a flexible starting point.
Yes. AFA has been developed around recognised fraud prevention principles and helps organisations evaluate the governance arrangements that support effective fraud prevention. While it does not certify legal compliance, it provides valuable evidence to support organisations preparing for the UK's Economic Crime and Corporate Transparency Act.
Gain an independent assessment of your organisation's fraud governance, identify vulnerabilities before they are exploited, and receive a Board-ready report with prioritised recommendations and a practical Fraud Resilience Roadmap.
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